I am proud to say that my husband and best friend has officially been published. And while the writing is very technical and far removed from what my focus is, I feel that his work should be posted on this site due to the relevance to higher education. First, he is in process of successfully implementing technology that can be considered “leading edge” for higher education. Second, his work is part of his masters program. The focus of his work is making higher education technology more efficient while reducing costs due to the latest budget cuts. Not an easy task by any measure but he is proving to be successful in leading the organization to a more productive future. If you are interested in cloud based technology or hearing about issues related to change management, you can read his work here http://www.aaviso.com/tech/?m=201101
March 8, 2011
January 24, 2011
The Founding of Lockean, Inc.
Today it is official. I have submitted the paperwork to transition the corporation to a new field. 1228 Home is now doing business as Lockean, Inc. I wanted to take the time to post the meaning, intentions and objectives of the business here in hopes that those two or three loyal followers will help encourage this new journey. First, the name Lockean was inspired by the great thinker John Locke. For those that need a refresher in history…. he is considered the “father of Liberalism”. He was a very influential Enlightenment philosopher and a physician. He believed in the notion of social contract theory in that people are willing to give up some freedom to government in exchange for social order. He also greatly influenced the ideas written in the Declaration of Independence. Locke also postulated that the mind is a blank slate.
For those of you that know me well, this name makes perfect sense. It relates to my passion for education, history, liberalism, philosophy, tolerance, behavioral science and my belief that our minds are shaped by our experience. As Locke is quoted, “I think I may say that of all the men we meet with, nine parts of ten are what they are, good or evil, useful or not, by their education.” Locke also wrote that “the little and almost insensible impressions on our tender infancies have very important and lasting consequences.” He argued that the “associations of ideas” that one makes when young are more important than those made later because they are the foundation of the self. This theory of “Associationism” lead to psychology as a field of study. I thought no better a name that incorporates all that I believe in than “Lockean”.
The core of the business is a combination of Think Tank and Business Consulting. My hope is to focus on researching and analyzing business processes and how they relate to culture, efficiency and productivity. I intend to collaboratively work with organizational leadership and management to implement proven processes to improve employee and customer satisfaction across the value chain. I am currently in process of formulating my first research project focused on successful leadership versus management. I have found that many in management have not consciously thought about leadership versus management and what the differences are. It is beneficial to know the difference and know which individuals have the characteristics or aspirations to lead or manage. To often, highly talented people have been misplaced in leadership or management positions that they do not aspire to. It is critical to understand that talented people may not aspire to either but rather aspire to being subject matter experts. To recognize this and embrace the notion that it is okay to not what to lead or manage will allow top talent to feel comfortable in being what they chose.
January 13, 2011
If Anyone is still out there…..
I know I promised I would have my new site up long before now but it seems that life sometimes takes us down paths we didn’t anticipate. So, I am back and ready more than ever to share my thoughts. My focus has changed but I hope my rantings still give pause for thought or at least entertain those of you that are still here. I have kept one ear to the ground regarding the real estate market but have to admit that my passion has moved. I have spent the last couple of years completing my BA in Behavioral Science and am now in the midst of obtaining my Masters. I have been encouraged to pursue a PhD but no one can tell me the divorce rate for those that actually achieve this goal, so I think I will hold off. Time away from the real estate market has allowed me to reconnect with family and friends and I have been able to focus on personal health. I currently ran a 5k in 26 minutes…. and now convinced my sister to join the ToughMudder race with me in June.
My hope is to turn the “Brokers Corner” into a less real estate focused blog and more of a general blog to post my research, writings and of course the usual tangents. Until then……
July 12, 2009
Its Been Awhile
Okay, I admit it. It probably isn’t good to let your blog sit for a year and a half without any new commentary. However, my thorough disgust with the real estate market in general left me only one option in keeping my sanity….. that was to disconnect, step back and regroup. I have had to redefine what is absolutely most important to me as it relates to my personal as well as my professional life. I have been told by those close to me that my choice to leave the real estate business was a shame. I have been told that leaving would be a waste of my talents and knowledge by attorneys, business owners, clients and family. For all my supporters, never fear! I am set to make a comeback. Perhaps not in the field of assisting buyers and sellers with the intricacies of their real estate deal in the traditional sense but I will be of help.
I spent over a decade fighting my way to succeed in the industry, which I did. The sheer magnitude of hurdles and obstacles for any new Realtor can only be appreciated by those that have made the attempt at the business. And if you have tried to maintain some sense of morality or ethical practice while wading through the egos and incompetence it would be no surprise if you start to drink heavily. And I am not talking about Realtors exclusively; I am talking mortgage brokers, home inspectors, title companies, banks….. if it has to do with buying, selling or renting property there is never a lack of discussion.
The last blog I wrote over a year and a half ago was the boiling point for me that sent me over the edge. I had spent months prior to the post trying to advise clients to turn away from bad investment, hold if you can, sell if you must but quickly. Many in the industry, which included VP’s at publically held home builders, owners of title and mortgage companies laughed at me. I was told that Florida would sustain the impact because it was Florida. I was told that I was over exaggerating, was an outsider to the local market…. rookie. After all there were reports out from the local and National Association of Realtors that we would see an upturn soon.
Well, here we are….. I was so anger that I paid dues to the National, State and local association and they were sugar coating painfully obvious signs of a HUGE catastrophe. They were not being honest with the public or their members; continuing to bombard us with articles and television commercials about it being a great time to buy. Not to mention “encouraging” Realtors to not set fear loose in the market. We were primed with talking points through the association…… AMAZING!
Now that it has all come to pass, I have had time to think about what to do with all my knowledge and mad skilz. I have deeply pondered the personal and professional consequences that I may have to face upon my new endeavor. Depending on whom takes notice and how large of a stink is made about my “ridiculous” claims I may never be accepted into the Realtor circles again…… this is the chance I am willing to take. Stay tuned for the next chapter. The website will be live soon!
November 27, 2007
Tampa Makes Headlines
To no surprise, today Bloomberg mentioned Tampa as one of the worst areas for home price declines in the nation. If this surprises you, you need to take your head out of the sand. I predicted at the beginning of 2007 that prices would need to come down in Tampa by 20% and was laughed at. Well, I hate to say I was right but I hate even more to say that I may have been conservative in my estimate. The price run ups and over speculation in Tampa has only been part of the problem. HOA fees, lump sum assesments, high property taxes and even higher insurance rates packaged with lower wages compared to other parts of the nation doesn’t make the area affordable for even employed borrowers with money down. mY revised prediction is you will see many properties in the Tampa area sell for 50% less of what they last sold for. This scenerio is holding true in other parts of the nation and Tampa will not be buffered from significant losses….. yeah I know, I hear it all the time….. “but its FLORIDA, the sunshine state, people want to live here, the baby boomers are coming”. Get over it!
Here is the reality….. First, we are looking at recession. Heating prices are up, gas prices are up, property values are too high, insurance is too high, taxes are too high. Those baby boomers are finding places to retire but it AIN’T Tampa. As a matter of fact, I have spoke to many Floridians that are ready to retire and are heading to North Carolina, Tennessee, Texas and South West Colorado as well as going back to their place of origin…. the midwest. And besides…. who minds the snow when you don’t have to drive to work in it every day?? Especially when you can live more comfortably….. you know, buy groceries and have heat.
Some say that Florida is a target for foreign investment. You bet! But foreigners are stupid. They read the news and watch what is going on. They see that prices are falling and are predicted to fall more. Why are they going to buy now if they can buy later at a huge discount? And if you were a foreign investor looking for a beautiful vacation home would it really be in Tampa?? There really isn’t a lot of beach action in Tampa and a view of the port I am sure just isn’t what these folks had in mind.
2008 will be filled with a large inventory of foreclosures. There isn’t going to be enough qualified buyers to absorb the inventory so the banks will start auctioning these properties off to clear the books. Many of the starting bid prices will be at 50% of the actual “listed price”. And my prediction of a government bailout will hold true. We have already heard talks of plans in the making. And I am not talking about the government just pumping more money into the system or cutting rates or even bailing out the banks. I am talking home owner tax breaks, subsidies, charitable contributions for those facing forecloser. Oh you wait and see.
On the bright side, those of you still holding property and trying to rent to cover payments but find yourselves upside down every month…… rents will go up. And you may even see incentives come your way. If we head into recession and jobs are lost, you may think about applying for Section 8 housing approval. Unemployed people will go on assistance and the government will pay the rent.